Bankruptcy & Real Estate Attorney in Toms River
Trusted Legal Counsel in the Heart of Ocean County
Looking for a bankruptcy attorney in Toms River who understands the unique financial challenges facing Ocean County residents? Regina L. Gelzer, Attorney-at-Law, LLC provides comprehensive legal services to individuals and families throughout the Toms River area. As the Ocean County seat and one of New Jersey's most populous townships with over 93,000 residents, Toms River presents distinct legal needs—from homeowners navigating foreclosure to families seeking debt relief in a community where healthcare and education drive the local economy.
Our practice serves clients across all Toms River neighborhoods, from the downtown business district near the Garden State Parkway to the residential communities along Hooper Avenue and Route 37. With Community Medical Center and RWJBarnabas Health among the area's largest employers, many of our clients work in healthcare, retail, and education—industries that sometimes face economic uncertainty. We understand these challenges and provide personalized strategies for debt settlement, Chapter 7, Chapter 11, and Chapter 13 bankruptcy.
Whether you're dealing with mounting medical bills, facing foreclosure on your family home, or need guidance on real estate transactions in this competitive market, we're here to help. Call Regina L. Gelzer, Attorney-at-Law, LLC at (732) 608-0560 to schedule your free consultation and take the first step toward financial freedom.
Why Choose Regina L. Gelzer for Toms River Legal Services
As Ocean County's administrative center, Toms River residents have access to the county courthouse and government offices—and they deserve an attorney who knows how to navigate these local systems effectively. Our practice brings years of experience handling bankruptcy filings and real estate matters specifically in Ocean County courts, giving you a strategic advantage when facing complex legal situations.
• Comprehensive bankruptcy representation including Chapter 7 debt liquidation and Chapter 13 reorganization plans
• Real estate transaction support for Toms River's active housing market, from contract review to closing
• Foreclosure defense strategies tailored to New Jersey's judicial foreclosure process
• Debt settlement negotiations with creditors to reduce what you owe before considering bankruptcy
• Title examination and inspection negotiation services for property buyers and sellers
Beyond bankruptcy, we assist clients with all aspects of real estate law, including transaction contracts and inspection negotiations. Ready to discuss your legal options? Contact us today at (732) 608-0560 for a confidential consultation.
Proven Results for Toms River Residents
Regina L. Gelzer has built a reputation for providing compassionate, results-driven legal representation to Toms River families. Our approach combines thorough knowledge of federal bankruptcy law with deep understanding of local Ocean County procedures and the specific financial pressures facing New Jersey residents—from high property taxes to cost-of-living challenges in the greater New York metropolitan area.
We take time to understand each client's unique situation, whether you're a young professional struggling with student debt, a family facing unexpected medical expenses, or a retiree trying to protect your home and assets. Our office, conveniently located in Toms River at 984 Route 166, provides easy access for consultations and court appearances. We guide you through every step of the bankruptcy or real estate process, explaining your options clearly and advocating fiercely for your interests.
Don't let debt control your future. Toms River residents have trusted Regina L. Gelzer, Attorney-at-Law, LLC to help them achieve fresh financial starts and successful real estate transactions. Call (732) 608-0560 today to learn how we can help you protect what matters most.
